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Check out our favorite payment wearables


Why LAKS Wearables?

Largest Wearable collection worldwide

LAKS is a selection of more than 250 wearables for e-payment, ranging from rings to stuffed animals.

Secure like your card

LAKS wearables meet all the security requirements of Mastercard, Just activate it once and you are ready to go.

Easier & more hygienic

Always have your money with you without even your smartphone. No need of touching buttons or exchanging cash. Just pay contactless.

No charging

Because of its analog technology, LAKS wearables never need charging. They are always ready to pay.

We care about you

For us, designing high quality products is not enough. With our real-time support we always stay by your side when you need us.


Mastercard has been our secure and trusted partner for many years, providing our products with access to its worldwide network.

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It is so easy.
And so much fun.

This is how you can use LAKS Pay as a HYPO Salzburg customer*.


Select your wearable on, complete the order process and then link the wearable to your HYPO Salzburg Debit Mastercard during registration.


After the payment process, you need to link your wearable to your HYPO Salzburg Debit Mastercard.


After the card connection, we customise your wearable and send it to you.


You can manage your LAKS wearables with the “Manage Mii App”. “Manage Mii” is our partner and the interface to Mastercard and your HYPO Salzburg Debit Mastercard. Here you can activate a new LAKS wearable or lock it if you have misplaced it. However, only your bank advisor can delete it permanently.


Download the “Manage Mii App” from the Play or AppStore.


Register with the same user data that you used on It is important that you use the same email address as for the card connection.


Your wearable is now visible in the Manage Mii app and is ready for activation.


Open your “Manage Mii App”. You can now activate your wearable. To do this, an SMS with an activation code will be sent to the phone number stored at your bank. This code is valid for 30 minutes.


The payment process works just like with your conventional physical HYPO Salzburg Debit Mastercard. You can use LAKS Pay to pay amounts up to EUR 50 without entering your card PIN.
* If you have a HYPO Salzburg Debit Mastercard, you can link any LAKS wearable to it. Minimum age is 14 years.

FAQs – the most frequently asked questions at a glance

Linkage and activation issues

You can only use the LAKS wearables with your new HYPO Salzburg Debit Mastercard.

This happens when you purchase your wearable. You must first complete the purchase and can then enter your HYPO Salzburg Debit Mastercard card details (card number and expiry date). If you use some browsers or security plugins, the windows for linking your card may not be displayed. Deactivate these plugins or use a different browser. You will receive an e-mail asking you to link your HYPO Salzburg Debit Mastercard. This e-mail contains a link to your order where you can link the card. You will receive a confirmation of your purchase to the email address you entered in the webshop at Check your spam folder if you do not find the email.

Together with your wearable you will receive instructions on how to activate your accessory. As soon as you have linked your HYPO Salzburg Debit Mastercard to your wearable, you will find it in the “Manage Mii App”. Look at the status of your wearable in the “Manage Mii App”. You will see that it says “Activation required”.

You cannot change this afterwards. If you have lost your HYPO Salzburg Debit Mastercard and order a new one, please contact your advisor. He will link the wearable to the new card.

There may be several reasons for this: Only the cardholder of the linked HYPO Salzburg Debit Mastercard can activate the wearable. Have you entered the correct activation code that you received by SMS? Do you have another activation problem? Please contact your bank advisor.

If you have lost a wearable, please contact your bank advisor. Only he or she can completely remove the wearable from your bank account. However, it will then be irretrievably deleted. To reactivate it, it must be sent back to LAKS.

Payment questions

Paying with a wearable works like contactless payment with a payment card at terminals (worldwide) that accept Mastercard. Payments are debited immediately from your paired account.

Paying with your wearable is just as secure as paying with your HYPO Salzburg Debit Mastercard. Furthermore, you can easily deactivate the payment function of your wearable via the “Manage Mii App”.

Yes, this is possible. The spending limit of your wearable corresponds to the limits you have agreed with your HYPO Salzburg Debit Mastercard.

For amounts of EUR 50 or more, you must enter your card PIN.

Yes, log in to the “Manage Mii App” and open the overview of your wearable. Tap on the wearable. You can temporarily deactivate the payment function of your wearable and then reactivate it when you want to pay with it.

By default, you can use your wearable for contactless payments for 3 years from the time it is connected to the bank. However, this depends on your bank.

The payment service is provided by your bank.

When your payment card is linked, a reference to your card is stored. This reference is called a token and is stored by LAKS in the wearable.

Please note, however, that we have no influence on the function of the token and cannot accept any liability for it.

After the three years have expired, you can have your wearable personalised again, provided that the payment service is supported by your bank. To do this, you must return the wearable to us or order a replacement card – depending on which wearable you have. The cost for this is € 20.00 plus shipping costs.

There may be several reasons for this. Therefore, first try to pay again, possibly at another retailer. Another possibility may be that you have reached the limit of EUR 125. To do this, you must make a payment with your debit card by entering your PIN. It is important to hold the wearable at the height of the built-in payment chip against the payment terminal long enough. Pay attention to the correct position in the case of a ring.

If you enter the wrong PIN three times, the linked HYPO Salzburg Debit Mastercard will be blocked. Please contact your customer advisor.

Delete your wearable in the “Manage Mii App” by long pressing on the wearable and then deleting it. Caution: Do this only in case of loss or theft of your wearable. This action cannot be undone. Alternatively, you can also lock the wearable if you think you have misplaced it and could find it again.

Block your HYPO Salzburg Debit Mastercard immediately in “My ELBA” or by calling the blocking hotline. After the blocking, payments with the debit card are no longer possible. You can continue to make payments with your wearable if you do not have it blocked additionally.

Questions about our customer service

For all technical defects on your wearable (a watch that no longer works, a damaged ring or a broken strap), you must contact For returns, we ask you to temporarily deactivate the payment function of your wearable. Once you have done this, you can send the wearable.

If you are not satisfied with your purchase, it is best to check the return policy first. As long as your wearable has not been activated, you can return your wearable without hesitation. If you have already activated your wearable, make sure to deactivate it in the “Manage Mii App” before shipping.



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